Fast Food Frauster Fails To Scam Insurer

A fast food delivery driver from Merseyside concealed his true occupation and fraudulently purchased black box insurance coverage courtesy of Coverbox, failing to take heed of the fact that the insurer did not cover delivery drivers.

Early on a Wednesday morning, an alert was recorded on the Coverbox blackbox, and the policyholder was contacted to provide details of the accident. The driver confirmed that there had been an accident, and reported the claim.

One benefit of having a blackbox insured vehicle is the fact that insurers are able to use the data to analyse the incident and verify if the details are as claimed. Although this driver wasn't lying about the accident itself, he was engaging in soft fraud and had lied about his vocation, telling his insurer that he worked in Telesales.

Black box data showed that the driver had been driving in a way that was consistent with the driving habits of delivery drivers, and had been making deliveries for at least 2 weeks prior to the incident. A further investigation showed that the driver had been making deliveries since the start of his policy.

Coverbox has since issued a notice of cancellation to the fraudster with the full premium charged. Yet the consequences of the fraud did not end there. The 3rd party driver involved in the incident submitted a personal injury claim, and the insurer was exposed to what was potentially 5 further personal injury claims from the occupants of the 3rd party vehicle.

Five personal injury claims could run into tens of thousands of pounds. The insurer is now looking to redirect the claim to the insurance provider covering the fast food company, as the driver started the journey in question from the fast food restaurant he worked at.

The data saved the day in this instance, as Coverbox were able to act quickly and mitigate any potential loss, as well as prevent a soft fraud claimant from having access to cover, and driving up the costs for honest road users.

Howard Collinge, Director at Coverbox, commented:- "Unfortunately, it is not uncommon for people to try and save money by misrepresenting their personal details to their insurer. These falsifications can eventually hike up the premiums for genuine policyholders living in the same areas when, for example, fraudulent claims are made. Coverbox are committed to making insurance premiums fairer, and cheaper for everyone."

Football's Coming Home

FOOTBALL coaching students from Hugh Baird College have recently been treated to a behind the scenes visit to The Football Association's National Football Centre; St George's Park.

A group of students from the range of football coaching courses offered by the college travelled to the state of the art centre where they met with representatives from the FA to discover more about the centre and the potential careers that their coaching qualifications could take them on to.

The National Football Centre is set in 330 acres of beautiful Staffordshire countryside and whilst touring the facilities, the students learnt about the history and heritage of the site, toured the elite outdoor pitches including the elite Wembley replica pitch, the FIFA standard indoor 3G pitch, the multi sport indoor hall, that is used for Futsal and the specially designed pitch for the partially sighted.

In addition to viewing the facilities of the centre, the students quizzed staff about how coaches tailor their sessions in order to assist other professionals based at the centre such as:- sport scientists, psychologist, nutritionists and sport medicine experts.

Level 3 Football Coaching student Tom Gillett from Netherton, said:- "The visit to St George's Park was a real eye opener. I had heard a lot about the centre, but to get to visit 1 of the best football centres in the world was a dream come true. It has definitely made me want to work there 1 day."

Phil Oliver, Hugh Baird College Football Lecturer said:- "We would like to thank the FA for inviting us to visit their centre. Hugh Baird College always strive to enhance career possibilities for students to go on to after straight from their studies. I am confident that thanks to this aspirational trip to St George's Park and the high level teaching. We provide our learners, we will 1 day have an ex-student developing England's top footballers."