People in North West spend £710 annually on Christmas goods
from Help the Aged and Barclays has revealed that people in the
North West spend over the national average on Christmas goods,
forking out £710 compared to £650. The 2 organisations are concerned
about the effects Christmas spending has on older people in the
region, as the survey also showed that nationwide 26% of over 55s
are worried by the pressure to spend money over the festive season,
and 83% of older people agree there is considerable pressure to
spend money at this time of year. A further 20% of older
people in Britain, often living on limited fixed incomes, don’t set
a budget or want to monitor their spending for the festive season.
As part of the work carried out by Help the Aged and Barclays to
encourage older people to take more control of their festive
finances, the organisations have launched the Your Money Matters
Christmas Budget Guide. The Guide offers free advice that everyone
can benefit from on how to plan a festive spending allowance, save
money and reduce potential waste.
Rachel Corry, Your Money Matters Programme Manager, said:-
“The festive season is meant to be about celebration and goodwill,
yet many older people feel worried or anxious because of the
pressure to spend money at Christmas. By taking more control of
their finances and planning a spending budget in advance, some of
this pressure can be alleviated.
A simple way to budget is to start by working out realistically how
much money you have spare to spend between now and Christmas. Then
write two lists: one of who you need to buy gifts for, and one for
all your Christmas essentials, such as food, cards, stamps, and
Cost everything on the essentials list, add this up and subtract the
amount from the money you have available – what’s left over can then
be divided between the people on your gift list. Remember to
always take your lists out when shopping, and don’t be tempted to
overspend the allocated amounts – stick to your planned budget.”
Tips in the Christmas Budget Guide include:-
Christmas Past:- Recycle and unwanted gift and give it to
someone else as a present - in the North West 45% of people admit to
having done this already and 82% say they'd be happy to receive a
If you are using a credit or debit card to buy goods, keep every
receipt and check them regularly to keep a record of how much you’ve
Christmas Yet to
Come:- Plan your budget as early as you can in the New Year, work
out a rough idea of weekly/monthly costs as well as the Christmas
costs so you know how much you’ll have to spend next year
Your Money Matters is a free and impartial debt and money management
programme run nationwide by Help the Aged and supported by Barclays.
Trained money advice workers are now offering special sessions in
Christmas budgeting at Your Money Matters projects in Blackpool,
Macclesfield and Liverpool.
If you think you or anyone you know
could benefit from a session with a Your Money Matters advice
worker, or to receive a copy of the Christmas Budget Guide please
call Help the Aged on 020 7239 7564 or visit
…You’re likely to
meet at a future office
never see your nightmare ex-boss again? Chances are you will – 38%
of office workers in the North West have ended up working with an
ex-colleague at a new job according to new research revealed.
With that in mind, it’s a worry that the survey of over 1,200 office
workers by Office Angels, the UK’s leading secretarial and office
support recruitment consultancy, highlighted just how many workers
have a ‘burning bridges’ attitude once they’ve resigned.
Notice Period No-No’s
37% of office workers in the North West admit to walking out before
completing their notice period
26% of workers of employees have used their resignation to highlight
what they dislike about the company
25% also spend time researching their new clients/role
8% even admit to starting work for their new company whilst still in
their old role!
Time Watchers and Wasters
37% of North West workers on notice confess to scouting for venues
and pondering over the guest list for their leaving night. Many also
admit to engaging in a number of ‘extra-curricular’
activities during their working day such as taking long and
drawn-out lunch breaks (24%), planning their next exotic holiday
abroad (15%) and spending at least 2 hours a day catching up with
old friends via email and social networking sites (12%).
Old Fashioned Values
However, the research goes on to show that notice periods don’t
always result in a lack of motivation and altered allegiances; 42%
of North Western workers maintain that they continued to work as
hard as before they handed in their resignation - not even clocking
off on time!
This will be even more satisfying news to those businesses with a
mature workforce. A mere 2% of the over 55s admit to slacking off
during their notice period, compared with 39% of 16 to 24 year olds who
confess to wasting at least a full week through a loss in
Friends in High Places
Whilst it may be no surprise that 75% of employees in the North West
have remained friends with ex colleagues, an ambitious 31% admit to
maintaining contact with old work ‘mates’ purely for their
own gain - to help them with work related issues in the future.
Commenting on the findings, David Clubb, Managing Director of Office
Angels states:- “Leaving in a blaze of glory may provide you
with momentary satisfaction but it has the potential to damage your
career in the long run.
Think about your actions and the impact they
will have on others as well as your personal reputation, after
handing in your letter of resignation.”