BIDDING vs BANKS: People Sell Possessions On Online Auctions
recently found that people in the North West are turning
increasingly to online auction sites like eBay to sell personal
possessions to help them through the recession, rather than applying
for bank loans or other sources of conventional finance.
The ComRes survey of over 2000 people, published last week, finds that
30% of people in the North West say they have sold possessions on
online auctions ‘in light of the current financial situation’. 11%
surveyed admitted borrowing money from friends and family since the
start of the recession in order to help them meet their outgoings. But just 5% claimed they had sourced additional money from the
high-street banking sector – the same amount of people who say they
have pawned their belongings to make money.
The findings are published on the day that the UK’s community
banking sector launches an awareness and action plan to raise the
profile of the UK’s ‘community banks’. The UK has over 70 so-called
‘community banks’ that make loans to individuals and businesses in
The sector is calling on the Government to support Britain’s 70
‘community banks’ through the launch of an Action Plan which
outlines the importance of additional Government support (following
President Obama’s lead in the U.S.) and the development of a closer
relationship between the high street banks and community banks to
encourage referrals and share best-practice.
Women prefer online auctions to men:- The poll findings show
that women are more likely to use online auctions over bank loans to
raise finance:- 46% of women say they have or would consider using an
online auction site to balance the household books compared to 43%
Half of 25 to 34’s turning to online auctions:- 47% of the 25
34s are using online auctions to raise extra cash compared to 35% of
18 to 24s and just 10% of the over 65’s.
High street banks suffering:- The findings show that high
street bank loans are seen by very few as a viable way to raise
finance. People in the North East of England are most likely to get
out a bank loan (7%) compared to just 3% of people in Wales and
Bernie Morgan, Chief Executive of the Community Development Finance
Association, said:- “It’s great that people are able to turn
to family and friends or to online auction houses to raise a bit of
extra cash to help them through the difficult times. But the
findings also illustrate just how few people are willing or able to
get access to high street bank loans. That’s where the
community banking sector comes into its own.
The community banking sector exists to provide that extra support as
and when people and businesses are most in need of financial
support. That’s why it is so important that people are made aware of
their local community banks and are able to apply for loans. And why
the sector needs to be supported by the Government so it can
continue making loans to individuals and businesses, particularly in
the poorest parts of the North West.”
Merseyside Police supports Southport BAFD
police are giving Southport there full support for this years
British Armed Forces Day. Chief Constable Hogan How is to lay a
wreath at the cenotaph at the parade on Saturday, 27 June 2009. And in
the afternoon following the Southport Veterans Day Carnival, the
Merseyside Police Band will play on Victoria Park.
The Carnival should
arrive on the park at approximately 2 o'clock where stalls and
displays have been arranged with children's activities and a
refreshment tent. The Police dog handlers will be doing a Meet and
Greet around the park with their dogs.
Southport Veteran Day
on Sunday, 28 June 2009 on Victoria Park see's the Merseyside Mounted
Police display ones again treating Southport to a first class show. We also have The Imps Motor Bike Display doing amazing stunts on al
new British made bikes. With bands, Army Vintage Vehicles,
Fairground rides and displays it is set to be a great family day
out. And it's FREE. For more information
about Veterans Week see their advert page by clicking on
Event exploring Liverpool’s parks for the people
IN the run up
to the opening of the new Museum of Liverpool in 2010, National
Museums Liverpool (NML) is inviting the public to take part in a
number of community activities to learn about their city, its
history and development.Well timed to coincide with the Year of
Environment 2009, one such activity taking place this June (2009),
will look at the importance of parks and their history in Liverpool.
People’s Parks: history, regeneration and involvement will take
place on Saturday, 27 June 2009, between 9:30am to 4pm at Merseyside
Maritime Museum, and provide a full day of workshops and talks
exploring the challenges of regeneration and
environment for local communities and how people can become more
involved. The free event has been arranged in partnership by
the Museum of Liverpool and the Liverpool Parks Friends Forum (LPFF).
Clara Paillard, event coordinator said:- “The Liverpool Parks
Friends Forum is committed to enhancing community participation in
Liverpool Parks and is working with the City Council to do so.
Our green spaces are so important in this time of climate change,
and the need for sustainable development is even more pressing.
The event on 27 June will offer people the chance to learn how they
can get involved in changing and regenerating their local parks in
order to achieve an inclusive approach to parks management, and is a
fantastic opportunity for the LPFF to link with the new Museum of
Liverpool and its fabulous programme of community involvement.”
The day includes workshops focusing on themes such as parks
and controversies through history with local historian Frank Carlyle
and creative nature conservation with Richard Scott from the
National Wildflower Centre. The day also includes a site visit
to discover the ‘hidden side’ of Chavasse Park.
This is a free event, but places are limited. To register by
email or call:- 0151 478
4063. Registration closes on 19 June 2009 and community groups
and members of the public are welcome to attend.