Southport Reporter (R) Online Nespaper for Merseyside

Read our Tracking & Cookie Usage Policy


Terms and Conditions

Southport and  Mersey Reporter -  Your free online newspaper service covering the Merseyside region - (Greater Liverpool).
Covering the news in and around Merseyside


Click on here to email our news room today!



Your free online newspaper for Merseyside
This website is licence to carry news from and UK Press Photography.



Latest Edition



Order Photos  Help Client Admin Advert Options

Updated news stories weekly.  Published online only, every Thursday

Your online newspaper.   Your words.

Issue:- 6 June 2013

Convicted loan shark ordered to pay back £110,000 or face 27 months in prison

ON Monday, 3 June 2013, a convicted loan shark has been ordered to pay back all available assets to the courts, following a financial investigation by the England Illegal Money Lending Team. Gerald Daord, 53, from Birkenhead had assets amounting to £110,000. He must pay back this amount or face 27 months in prison as a default sentence.

Daord was investigated by the England Illegal Money Lending Team working in partnership with Merseyside Police and Wirral Council.  Following a trial in July 2012 he was convicted of offences of illegal money lending and money laundering and was subsequently sentenced to 16 months in prison.

At the hearing on 3 June, Mr Joe Millington, on behalf of the prosecution, told Liverpool Crown Court, how Daord made a total of £175,000 over a period of almost four years through the illegal money lending business.

His assets include 6 houses which he owns and rents out in the Birkenhead area, valued in total between £180,000 and £200,000 with equity at around £120,000, plus around £4500 in cash which was seized during the investigation.

Daord was arrested in August 2011 after officers from the England Illegal Money Lending Team executed a warrant at his home seizing documentary records of the illegal business.

Whilst it was impossible to determine the full scale of the business as records were scarce, 3 notebooks were seized with
records of 46 individuals and amounts.

1 example given was for a £350 loan with a return of £500, this was calculated to be equivalent to 2752% APR.

When questioned about this Daord told investigators he didn't see this as interest, but described it as:- "A good drink off them" or "Gentleman's agreements."

He never provided paperwork to his borrowers.

Daord had previously been the director of a licensed pawnbrokers company, but the company was dissolved after failing to give records of its accounts.

Cllr Brian Kenny, Wirral Council Cabinet member for Environment and Sustainability, said:- "This additional action against Daord should send out the message to other loan sharks that when the authorities do catch up with you, the punishmentwon't end with just a prison sentence; we'll see to it that you make no profit from illegal money lending. Ultimately the best way to deal with people like Daord is to take away the demand for their services. That's why we urge people who do get into financial difficulties to resist the temptation of money lenders. Even if you've been turned down for lending from banks, building societies and other legal sources of borrowing, you can consider signing up to a Credit Union. There is a lot of free help and advice out there - a call or visit to a Council One Stop Shop or Citizens' Advice Bureau is a good place to start. There are also some national helplines which can advise on the best way to tackle money worries."

Tony Quigley Head of the England Illegal Money Lending Team said:- "Loan sharks Daord may appear to offering a community service but are in fact exploiting their borrowers. Through proceeds of crime legislation we are stripping offenders of their ill-gotten gains and sending a clear message that crime doesn't pay. If you are struggling financially loan sharks are never the answer, but if you or someone you know is already involved with a loan shark, get in touch. Our hotline is open 24/7 on:- 0300 555 2222 and all calls are treated in the strictest confidence."

Nationally the Stop Loan Shark Project has secured 235 prosecutions for illegal money lending and related activity, leading to more than 157 years worth of custodial sentences. They have written off £40.3 million worth of illegal debt and helped over 20,000 victims.

To report a loan shark call the 24/7 confidential hotline:- 0300 555 2222.


THE North West Ambulance Service is asking the public to take extra care as the region experiences its f1st real hot spell of the year and says it is expecting a surge in 999 calls over the coming weekend as temperatures are set to rise. The majority of the 999 calls the Trust receives are for genuinely ill people and during periods of hot weather, there is a marked increase in the number of people experiencing respiratory problems, such as asthma. But many of the incidents the Trust is called to can be easily avoided.

Director of Emergency Services, Derek Cartwright explains:- "We all want to enjoy the warm weather but no-one wants to spend a warm evening in an accident and emergency department. During the summer, we traditionally see a rise in the number of cases such as assaults and falls due to alcohol misuse, accidents with barbecues and children who go swimming in lakes and rivers, so we would urge people to think carefully about what they are doing. Our services are urgently needed by those who are seriously ill or have life-threatening conditions and the public can help us by not calling 999 unless it is a serious emergency and by taking care of themselves and others."

The Trust has issued some advice which it hopes will help avoid accidents which often occur during the summer months:-

► If you are thinking of doing a spot of gardening at the weekend, check your tools are in good working order and especially take care when using power tools or climbing ladders.

► Alternate alcoholic drinks with water or soft drinks – in the heat you will be dehydrated and alcohol makes that worse.

► Wear appropriate sun protection to avoid sunburn and sunstroke – remember hats and cover up children as much as possible. NEVER leave a child in a car in the sun for any length of time.

► Don't go swimming in lakes, rivers, canals or reservoirs – some have unseen currents which can pull you under and the water is a lot colder than you think/would expect.

► Keep your children safe when they are playing on scooters and bikes – provide them with safety headwear to avoid a head injury should they fall.

► Barbecues and alcohol do not mix! Never use an accelerant to light the barbecue and remember the coals are hot for a long time after they have gone out.

Derek adds:- "The advice may seem straightforward but these are the types of avoidable accidents we see every day during the hot weather, especially on long weekends such as the Bank Holiday next week when people have extra time off work. By keeping safe, we can all enjoy the Summer, however, brief it may be, and we can ensure that those who really need our help can receive a timely response."

Liverpool City Region collective switch offers are now in!

OVER 4,500 residents have joined the Liverpool City Region Collective Switch to get a better deal on their energy bills. Offers are now in from energy suppliers and there's something for everyone. Householders are invited to have a look at the offers and see how much they could save. The level of response enabled scheme switching partner, energyhelpline to negotiate several different deals to suit the different needs of the whole group.   Offers were made by Scottish Power, Npower, The Co-operative Energy and Good Energy and include a variable tariff; a range of fixed tariffs with options to fix for 1, 2 or 3 years; a green tariff; an offer for customers paying by quarterly billing, and an offer for customers with prepayment meters. Some of these are early bird offers which end on Friday, 7 June 2013. All other offers end on Friday, 14 June 2013.  The Mayor of Liverpool, Joe Anderson, who leads on low carbon issues for the City Region, said:- "We're really pleased with the level of response we've had to the scheme. This is an opportunity for a lot of people in the Liverpool City Region to save money on their energy bills, and I hope that everyone who joined the scheme is able to benefit from one of the offers."  There's still time to join the collective switch until the offers close on 14 June 2013. You can see the offers as part of a full market comparison, and generate a personalised quotation to see how much you could save, by visiting:- Alternatively, you can call energy helpline on:- 0800 902 0415 or 01622 845 594 to speak to an expert energy advisor.

Click on here to go back to this week's home page!

Our radio station phone in message line...   Call us now!

Click on this section to see last weeks edition of Southport and Mersey Reporter!

Sign up today for our daily email news service!

Sign up to our Daily Email News Service by clicking here now...

Southport and Mersey Reporter - leading the way for local news.
We where the UK's first online only newspaper!

All email addresses and information is held under the UK's Data Protection Act.

Highlighted events that are taking place this month:-

If you have an event and want to get it noticed, let us know by emailing us to:-

Click on the event title displayed above to find out about lots more events, as well as dates & times!

Our websites in our online series.   Group navigation, information and useful none group links...
Southport TV - Our online video archive. Liverpool Reporter - Our online music station. Mersey Reporter - OUR HUB WEBSITE.
Southport TV Liverpool Reporter Mersey Reporter Formby Reporter

Add to Google

This is what the moon is doing tonight.  Click on to find out why.

See the view live webcamera images of the road outside our studio/newsroom in the hart of Southport.

Our live Southport Webcam.  To see click live, click on image.


Show us your location
Please sign our map and let us know where you are  from....


News Room Phone Number

(+44)  08443 244 195
Calls will cost 7p per minute, plus your telephone company's access charge. 

Calls to this number may be recorded for security, broadcast, training and record keeping.

This online newspaper and information service is regulated by IMPRESS, the independent monitor for the UK's press.

How to make a complaint

Complaints Policy  -  Complaints Procedure  -  Whistle Blowing Policy

© PCBT Photography & PBT Media Relations Ltd. - Southport Reporter® is the Registered Trade Mark of Patrick Trollope