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Weekly Edition - 6 March 2015




Lack of savings keeping residents in the North West up at night

NEARLY 1 in 7 Brits are kept awake at night over money worries, impacting their day to day lives.  A study by TopCashBack.Co.UK, reveals that it's a lack of savings that's making residents in the North West toss and turn with more than a quarter quoting savings as their biggest financial worry.

64% of residents do not have the recommended 3 month 'safety net' of savings set aside and only 48% have a 'stash' put away for a rainy day. The study also found that just 45% of residents put savings into a pot each month. Despite worrying about their lack of savings, 41% of those in the North West admit to 'splurge' purchases that they either cannot afford or later regret.

When it comes to stressful financial situations, 40% of residents say they would find being cut off from their gas or electriCity provider the most stressful and 32% would find being refused to withdraw money at a cash machine the most worrying.

However, when it comes to saving money, 83% of residents shop in the sales, 47% buy in bulk and 46% shop out of season.

Other key findings reveal that:-

21 to 40 year olds, in the North West, worry most about their lack of savings.

41 to 60 year olds worry most about not having enough money for retirement.

Those over 60 worry most about not being able to maintain their current standard of living.


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