Renting 'lifers' are
over £440,000 worse off than those who buy in their 20's
NEW research identifies emerging social
tribe:– 'first time flyers', 'first time triers' and
Families in the North West who are never able to get on the property ladder will
be £444,600 worse off over their lifetime than those who can buy a home in their
20's, new research from Shelter shows.
The unique study by the housing charity paints a picture of the huge financial,
social and psychological implications of England's housing shortage on people
left locked out of a home of their own.
By analysing the income and assets of '1st time flyers' who have help
onto the property ladder in their 20's, '1st time triers' who are
only able to buy after years of saving, and 'renting lifers' who can never
buy, the research reveals the huge financial cost of being priced out of
The study looked at a range of factors, including house prices and rents,
earnings, essential living costs and interest rates, and discovered families
that rent for life in the North West end up £444,600 worse off over their
Through in depth research the report also uncovered the damaging social and
emotional impacts of being priced out, including:-
► Having less stability in their finances, careers and relationships.
► Feeling alienated, left out or jealous when
friends and peers had help from family to buy their own homes, and 'looked
down on' for not being a homeowner.
► Putting off parenthood because they don't have
a stable home of their own
for those who did start a family while renting, the lack of space puts a big
strain on their relationships and on their children's wellbeing.
And with the instability and expense of
renting taking its toll, over 80% of private renters say they would like to own
their own home, according to a YouGov poll carried alongside the research.
Sadly, of those renters who would like to buy, 41% think it is unlikely that
they ever will.
Case study:- 'First time trier' Robert, 36, has been pushed from one
private rented home to another for the past decade. He had no hope of saving for
a home of his own until recently when a family member offered cut-price renting
rates to help him save for a deposit. "I had resigned myself to the fact that without a windfall I would never
have a chance of getting on the property ladder.
Renting has been a nightmare; I've not been able to stay anywhere for more than
2 years, and it's been so hard to find somewhere close to work that's
affordable. Rent has eaten up most of my money each month so, despite living as
frugally as possible, I've never been able to save anything significant.
I've felt looked down upon because I'm not a homeowner, and it's even affected
relationships with family and friends. I'm so lucky to finally have financial
help from a family member to try and get a place of my own; I
don't know how anyone on a normal wage could buy without it."
Campbell Robb, chief executive of Shelter, said:- "The housing shortage is
changing the face of our nation, with dramatic consequences for an entire
generation finding themselves priced out and losing out.
The failure of successive governments to build the affordable homes we need
means that, for the first time in over half a century, millions of young people
today face worse prospects than their parents. Everyone should have the chance of a stable future where they can put down
roots, but for many the reality is a lifetime of frustration that they can't
move on in life, coping with expensive and unstable private renting, and feeling
alienated from their friends who can get help from the Bank of Mum and Dad.
We need politicians to deliver a big and bold plan that will finally get to
grips with our housing shortage, and put a stable future back within reach for
both generation rent and generations to come."
Dobbies Southport welcomes new Local Charity
DOBBIES Garden Centre, Southport, has announced its new
Local Charity Partner for 2015. Community members were asked to nominate
charities which were then invited to apply for the partnership, with other
charities applying directly. The partnership will see Dobbies Southport pair up
with Woodlands Animal Sanctuary for the company's financial year ahead.
Every Dobbies store has a Community Champion who plans fun and inspiring
fundraising events throughout the year. Jacqui Schober Thomson, Community
Champion at Dobbies Southport, is sure that customers will get behind such a
good cause that benefits the local community. The lead up to Easter is always
busy in-store with Dobbies' own label Easter foodie favourites range, and
'bunny breakfasts' for children to enjoy, whilst visiting families can make a small
donation in the dedicated buckets in store.
Work with local charity partners complements Dobbies' national charity
partnerships which this year will include a special 150th Anniversary Charity
Partner selected by public vote. Dobbies is delighted to have raised over
£350,000 for its charity partners across the UK during the last financial year.
Students acting on crime
STUDENTS from Liverpool schools are producing dramatic
interpretations of crime and anti social behaviour issues.
They are taking part in Act Together, an initiative by Citysafe Liverpool's
community safety partnership and Merseyside Police, in which they discover more
about the impact of crime and anti social behaviour on themselves and their
communities through drama.
Their plays are performed to their fellow students and a selection of their
feeder primary schools and are seen as a positive way of addressing community
safety issues that concern young people.
The finale for this year's Act Together will be on Thursday, 26 March 2015, at St John Bosco Arts College when all the plays will be performed.
The schools taking part and their themes are:-
North Liverpool Academy Drugs
St. John Bosco Arts College Alcohol
Enterprise South Liverpool Academy E Safety
Broadgreen International School Anti-Social Behaviour
University Academy Liverpool Hate Crime
Redbridge High School Environmental Crime
Broad Square Primary School Leaving Primary School
The schools involved in Act Together choose
which theme they want to use for their play.
They then work with a specialist 'mentor' to develop the subject matter
who helps them understand the subject area. The mentors come from different
local agencies who have experience in the theme chosen by the school.
They work alongside the young people and school drama teacher to ensure that
they fully understand the issues associated with their chosen topic.
Councillor Emily Spurrell, Mayoral Lead for Community Safety, said:- "Act
Together has been a success story since it started in 2008. It involves about
7,000 students a year.
It brings home to them the impact that crime and anti social behaviour can have
on individuals and families.
As it is based on issues which young people have identified themselves it really
reinforces positive messages about community safety in an imaginative way”
Chief Inspector Mark Morgan, said:- "Anti social behaviour can affect
whole families as well as young people. The force works with a range of
partners, including Liverpool City Council, to make sure Liverpool is a safe and
enjoyable place for people to both live and work.
This project is a great way for the force to work with partners and young people
to have a real impact on the local area."
Southport firm in court over
worker's roof fall
A Southport company has been fined
after an employee sustained serious injuries when he fell some 4 metres from a
The 60 year old from Southport, who has asked not to be named, fractured his
skull and back, and broke several ribs in the incident on 6 March 2014.
Instruments and Gauges Electronics Ltd. was prosecuted by the Health and Safety
Executive (HSE) after an investigation found that the employee was not given
suitable equipment to carry out the work safely.
Sefton Magistrates' Court in Bootle heard that the company specialises in
manufacturing and repairing electrical test equipment, but that its managing
director is also the landlord for several homes.
The employee was asked to repair a broken ridge tile on the roof of a bungalow
on Fylde Road in Southport. He used his ladder to reach the flat roof on a
conservatory at the back of the property.
The worker then pulled the ladder up onto the conservatory roof and used it to
reach the tile at the top of the bungalow roof. He fell around four metres and
was found on the ground by the tenant, who called for an ambulance.
The employee was in the high dependency unit at the hospital for a week before
being transferred to a normal ward, and was off work for 19 weeks as a result of
The HSE investigation found the work on the roof had not been planned or
supervised and the worker had not been given suitable equipment, such as
scaffolding or a harness.
The company also failed to report the incident to HSE despite this being a legal
requirement when workers suffer a serious injury.
Instruments and Gauges Electronics Ltd, of Gravel Lane in Banks, was fined £6,000
and ordered to pay £961 in prosecution costs after pleading guilty to single
breaches of the Work at Height Regulations 2005 and the Reporting of Injuries,
Diseases and Dangerous Occurrences Regulations 2013.
Speaking after the hearing, HSE Inspector Jackie Western said:- "One of
the company's employees has suffered serious injuries that may well affect him
for the rest of his life because his employer ignored its legal duty to make
sure he stayed safe.
Falls from height are the most common cause of deaths and serious injuries in
the construction industry. The work to repair the ridge tile should have been
planned properly but instead the employee was allowed to climb up to the roof
without suitable equipment.
Instruments & Gauges Electronics should have made sure the work was carried out
safely or, better still, hired a specialist roofing firm that knew what it was
More information on health and safety in the construction industry is available