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Issue:- Monday, 11 April 2016

Headlines and reports on this page = 2 news items.    Page - 4.

Biggest financial worry for over 65's in the North West is running out of money

THE biggest financial worry for 22% of people aged 65 and over in the North West is that their savings will run out. Meanwhile 30% have run out of money before the end of the month. That's according to a new survey by Independent Age, the older people's charity, to launch its new free Moneywise advice guide for older people, their families and carers.

The survey, which took place after the March 2016 Budget, found that, in the North West:-

► 16% people aged 65 and over don't expect to have the money needed to pay for their funeral

► Excluding mortgage debt, 28% of people aged 65 and over are in debt and the average debt is over £3600, twice as much as the national average of £1800 and the most in debt region of the UK

► The UK City with the most debt is Manchester, with average debts of over £4000

► 11% people aged 65 and over in the North West have debts of more than £5000

There are 11.4 million people aged 65 and over in the UK, and 1.6 million of them live in poverty; 900,000 of whom live in severe poverty.

Across Britain, pensioners who are not claiming the benefits they're entitled to are, on average, missing out on £41 a week or £2,100 a year. Spread across the year, this is the difference between being able to pay for a typical dual fuel bill versus struggling to heat their home. In total, £3.7 billion goes unclaimed for all benefits for older people each year.

In terms of unclaimed financial support for people aged 65 and over, the survey results show that, in the North West:-

► 39% have never checked to see if they would be eligible for benefits such as Pension Credit or Council Tax Reduction

► 40% didn't know they could get a 25% discount on Council Tax if they live alone

The survey also found that 23% of people aged 65 and over do not have any money saved for unexpected costs, such as repairing a broken boiler or paying for a dental emergency.

15% of those polled in the North West would be interested in a benefits check to find out what they are entitled to, but wouldn't know how to do it. Independent Age runs free benefits checks for anyone aged 65 and over who wants to find out more about what they might be able to claim.

The survey supports the launch of Independent Age's new Moneywise guide, which provides practical advice and tips to older people, their families and carers on how to boost income and save money. The guide covers topics such as how to reduce bills, housing costs, travel costs, how to boost your income and understanding Benefits and Taxes.

Lucy Harmer, Director of Services at Independent Age, said:- "These results clearly show that many older people in the North West are worrying about their finances and don't always know who to turn to for advice. Topping up your income becomes much more difficult the older you get, but bills still need to be paid. However, there is help available. Anyone who needs more information about how to save money and boost their income should order a copy of our free Moneywise guide or call our free advice line."

The Independent Age Moneywise leaflet can be ordered for free online or by calling:- 0800 319 6789. Free benefits checks can be arranged by calling:- 0800 319 6789.  Independent Age is a charity offering free advice and information. The are a UK registered charity, number 210729.  Independent Age is the operating name of the Royal United Kingdom Beneficent Association.

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Deceased estates notice - Lilian May Jackam

Pursuant to the Trustee Act 1925, any persons having a claim against or an interest in the Estate of Lilian May Jackam (also known as Lillian May) Jackam (Deceased), late of Birch Abbey Rest Home, 55 Alexandra Road, Southport, Merseyside, PR9 9HD, UK, who died on 04/10/2018, are required to send particulars thereof in writing, to the undersigned Solicitors, on or before 24/05/2019, after which date the Estate will be distributed having regard only to claims and interests of which they have had notice. Churches Solicitors, 12 High Street, Fareham, Hampshire, PO16 7BL, UK. Ref:- 'T553015.'

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