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Publication date:- 2016-12-02

user-generated Headlines and reports on this page = 3 news items.    Page - 7.

Homeowners in the North West 76% more likely than landlords to be in arrears

HOMEOWNERS in the North West are 76% more likely than landlords to be in arrears, Computershare, the UK's largest 3rd party servicer of mortgages has said.  The financial services company's mortgage servicing arm, Computershare Loan Services, which manages over half of all outsourced mortgages in the UK, has disclosed that 1 in every 110 buy to let mortgages (0.91%) in the North West is currently in arrears by at least a month compared to one in every 63 residential loans (1.6%).  The arrears figures for the North West were also higher than averages for Great Britain as a whole, where 1 in every 73 (1.37%) or residential mortgages and one in every 167 (0.6%) buy to let mortgages are behind on their payments.

Region Proportion of mortgages in arrears Buy To Let Residential
East Midlands 0.15%  1.23%
East Anglia 0.20% 1.36%
South East  0.25% 1.10%
South West 0.28% 0.89%
Yorkshire and Humberside 0.55% 1.27%
West Midlands 0.69%   1.25%
North 0.82% 1.23%
North West 0.91% 1.60%
Greater London 0.94%  1.96%
Scotland 0.95% 1.31%
Wales 1.41% 1.81%
Average for Great Britain  0.60% 1.37%

Andrew Jones, Chief Executive Officer at Computershare Loan Services, said:- "When mortgages fall into arrears, problems can arise for borrowers, lenders and tenants, so loans must be administered in a way that takes into consideration the individual circumstances of every customer.  Computershare Loan Services continues to lead the way in preventing and reducing arrears by using advanced analytical systems to predict problems and facilitating support for those who need it.  For over a quarter of a century we've done everything we can on behalf of clients to work with borrowers, particularly those significantly behind on their payments, to find a solution that takes into consideration their circumstances."

In November 2016 Computershare Loan Services announced that it will provide both origination and post completion services for Sainsbury's Bank, and recently won a new 7 year contract providing a full 3rd party servicing model for all Vida Homeloans mortgages. Earlier this year, the company was appointed by the UK Government to service mortgages for UK Asset Resolution (UKAR). Computershare Loan Services currently services over £71 billion of mortgages and loans, which represents over half of the outsourced mortgages in the UK.

Next Trust Board meeting 21 December 2016

THE next meeting of the directors of Southport and Ormskirk Hospital NHS Trust will be Wednesday, 21 December 2016.  The meeting will be held in the Clinical Education Centre at Southport and Formby District General Hospital from 9am. It was previously scheduled for Wednesday, 7 December 2016. Members of the public are welcome to observe the meeting. Anyone with a special requirement should contact the Trust in advance on:- 01704 704783.  The agenda will be available on the Trust website in advance of the meeting. Supporting papers will be made available on the day. The 1st meeting of 2017 takes place on Wednesday, 1 February 2016.

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Deceased estates notice - Lilian May Jackam

Pursuant to the Trustee Act 1925, any persons having a claim against or an interest in the Estate of Lilian May Jackam (also known as Lillian May) Jackam (Deceased), late of Birch Abbey Rest Home, 55 Alexandra Road, Southport, Merseyside, PR9 9HD, UK, who died on 04/10/2018, are required to send particulars thereof in writing, to the undersigned Solicitors, on or before 24/05/2019, after which date the Estate will be distributed having regard only to claims and interests of which they have had notice. Churches Solicitors, 12 High Street, Fareham, Hampshire, PO16 7BL, UK. Ref:- 'T553015.'

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